Top Rated Roofing and Exteriors Company
Insurance Claims
Insurance Claims
Catastrophic Damage
Hail Damage
Hail damage to a home can include dents in siding, cracked shingles, and broken windows. Hail can also damage gutters, downspouts, and fascia.
Flood Damage
Floods can cause structural damage, electrical issues, and mold growth in your home. Floodwater pressure can cause floors to buckle, drywall to swell and break, and ceilings to collapse.
Fire Damage
Remdiation includes removing soot and smoke residue from surfaces, addressing water damage, cleaning or replacing affected materials like carpets and insulation, and deodorizing the space to eliminate lingering smoke odors.
Wind Damage
Can include issues like damaged roof shingles, broken windows, torn siding, damaged gutters, and loose or damaged exterior elements, often requiring repairs to the roof, siding, windows, and other exterior components
Insurance Claim
Overview of Claim Support
It is important to have your General Contractor support the customer through the claim process. In many cases the amount of money provided for repair/replacement is too low to cover the remediation costs. Your General Constractor will create an estimate to complete the work and will negotiate with the insurance company to pay the correct amount based on the work to be performed
Claim supplementing is the process of adding to an insurance claim after it's been filed. This can happen for a number of reasons, including additional damage or an initial estimate that was too low.
Why Supplement a claim
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The insurance company's estimate was too low
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The adjuster missed a damaged area
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Additional damage is found during restoration
FAQ
Insurance Claim Process
Schedule your free consultation to determine if property damage requires an insurance claim
By signing the Contingency Agreement, you select Sodak Exteriors as your contractor and allows us to negotiate with your insurance to insure that your claim represents the correct damage and amounts for repair/replacement.
If it is determined that a claim should be filed. Contact your insurance company to start the claim process.
Once you file your cliam; the insurance company will schedule an appointment for a field adjuster to assess the damage to your property. It is important to have your contractor onsite to support this process.
Your insurance company will provide a detailed claim outlining the repairs identified by the field adjuster ("Claim"). The claim will come via mail and or email along with a check for the cash value of claim.
To start the repair process a contract is signed and a detailed scope identifying materials and colors for the project.
The supplement process is when the contractor can prove that the claim is missing items that need repaired or the money associated to the repair is incorrect. Sodak Exteriors manages this process.
Once the scope of work is finalized; the installation is scheduled and materials are ordered.
When the materials are delivered, a Sodak Exteriors representative will verify reciept of all required materials.
All work is completed within a timely basis and as stated in the contract. The final inspection is completed by the local authority.
Final contract review with the customer and upon client satisfaction the contract is complete. Final payment is due.
